Describe a framework to strategically manage tech debt during product discovery

This tests strategic debt leverage during product discovery. A strong answer presents a classification framework that separates high-interest debt from low-risk shortcuts, sets explicit time-boxed guardrails for hypothesis validation, and commits to concrete repayment such as reserving fifteen to twenty percent of sprint capacity or using refactoring OKRs with defined owners. Red flag: treating all debt as bad, or assuming cleanup happens naturally without scheduled triggers, metrics, or clear ownership.